As our team partners with communities and organizations, we’ve established this web page to help you better understand the resources available to you now and in the future.
- For families
- For businesses and employers
- Small business emergency loans
- For nonprofits
- For child care providers
- Donate today
Children’s Minnesota - Children's Minnesota is a Twin Cities-based non-profit that champions the health needs of children and families. They're providing updates, tips and information on a daily basis.
Minnesota Department of Health - Read the information on the right of the home page, the "News & Announcements" section, for the latest updates.
Guidance for Minnesota Families - This PDF download, dated March 28, 2020, is a one-page document about finding child care during these times and information on distance learning.
Minnesota Housing - Due to housing security concerns due to COVID-19 closures, the Governor has issue special provisions to prevent evictions, including foreclosure action.
Centers for Disease Control & Prevention - The CDC offers interim guidance for businesses and employers.
Minnesota Chamber of Commerce - The Chamber provides a robust COVID-19 Business Toolkit.
Department of Revenue – The Minnesota Department of Revenue is allowing companies who were mandated to close to delay paying sales tax til April 20. For businesses who are experiencing hardship can also apply for forbearance of these payments.
Internal Revenue Service – The IRS is delaying payment due dates (not filing) for individuals and corporations.
Department of Labor and Industry – The Department of Labor and Industry is relaxing some rules on continuing education credit deadlines for renewals of licenses that expire in March, April and May. However, you must still submit for renewal prior to its expiration. Information on the "critical industries" as defined by executive order 20-20 is also available.
Minnesota Department of Employment and Economic Development – DEED has released a variety of resources for businesses and employers. DEED has also released the Small Business Emergency Loan program. More information is available on Emergency Loans below.
Shared Work Program– The shared work program from Minnesota Unemployment allows businesses to get UI benefits for their workers if they can reduce number of hours of several employees rather than laying off a few employees. This allows the business to take advantage of UI dollars and keep employees.
West Central Initiative has prepared an Economic Injury Loan Checklist to assist businesses in preparing for applications to the variety of assistance loans listed below. They include:
- SBA Economic Injury Assistance Disaster Loans are now available to businesses and nonprofits in Minnesota. These low-interest loans can be extended up to 30 years and have a maximum dollar amount of $2 million. There is a 14-minute informational video available as well.
$10,000 Advance Now Available with SBA Disaster Loans: On March 27, 2020, President Trump signed into law the CARES Act, which provided additional assistance for small business owners and non-profits, including the opportunity for an up to a $10,000 Economic Injury Disaster Loan Advance. This Advance may be available even if your EIDL application was declined or is still pending, and will be forgiven. To qualify for the advance, you will need to be submitted a new application if you previously applied. Applying for the Advance will not impact the status or slow your existing application. Additional assistance for emergency capital will be available in the coming days.
- Small Business Emergency Loan program from DEED is an interest-free loan can total from $2,500 to $35,000 and will be based on the firm's economic injury and financial need. The loan may also be partially forgivable. WCI is now an approved lender as of April 3. Email any questions or inquiries to email@example.com Importantly, these funds are restricted to businesses that were impacted by Executive Order 20-04 and 20-08 (mandated closures). DEED is requiring that applicants apply for and be denied traditional lender financing. DEED also requires that a business apply for an Economic Injury Disaster loan through the SBA (see above).
- MMCDC Small Business Emergency Loans are available to small businesses in west central Minnesota. Midwest Minnesota Community Development Corporation. Loans can total up to $50,000 and offer a 3.5% fixed interest rate (maximum of $25,000 if unsecured). The program offers a 12-month interest-only payment plan, as part of a 10-year amortization schedule.
- Small Business Development Center - The West Central MN SBDC is available to answer specific questions about financial packages and resources.
Otto Bremer Trust - The Otto Bremer Trust has established a $50 million emergency fund to provide financial support to nonprofits and other community organizations impacted by and responding to the pandemic.
SBA Economic Injury Assistance Disaster Loans are now available to businesses and nonprofits in Minnesota. These low-interest loans can be extended up to 30 years and have a maximum dollar amount of $2 million. There is a 14-minute informational video available as well.
Funders' Network Resources - This site features dozens of links to ways philanthropic organizations are coping along with news articles that nonprofit leaders may find useful.
Foundation Directory Online - Trying to search for grants from home? You can access Candid’s Foundation Directory Online through West Central Initiative with this link. If needed, contact Wendy Merrick at West Central Initiative for help: firstname.lastname@example.org or 218-998-1622.
Minnesota Council of Nonprofits - Check out the list of resources to support nonprofits and the grant directory geared toward the current crisis.
Minnesota Council on Foundations - The Minnesota Council on Foundations and the St. Paul and Minnesota Foundation have created a fund to support response efforts across the state. The fund will be distributing $5 million in aid to grantmakers to support response efforts. Although this is not an opportunity open to nonprofits, the funds will be used to re-grant to nonprofits.
Prairie Family Business Association - This organization provides family businesses with the tools to succeed through education and collaboration.
Propel Nonprofits - Resources to strengthen the strategy, governance and finances of nonprofits. Propel is offering no-cost technical assistance to nonprofits to help navigate the current environment.
U.S. Chamber of Commerce Foundation - Links to resources on business resilience and disaster recovery.
Candid - Candid tracks news, funding and newly-established, dedicated funds to help organizations, many hosted by community foundations, in the wake of our national emergency.
Peacetime Emergency Child Care Grants - The Department of Human Services, Governor’s Children’s Cabinet, and Child Care Aware of Minnesota are working together to distribute funds for emergency grants for licensed child care providers serving essential workers during the COVID-19 public health emergency.
Minnesota Department of Health - The web page allows child care providers to update their status to show availability.
Minnesota Housing - Due to housing security concerns due to COVID-19, the Governor has issue special provisions to prevent evictions, including foreclosure action.
Child Care Aware of America - This site provides a list of emergency funding resources for child care providers on a national scale, along with some tips.
Local Emergency Center Contacts by County - This downloadable PDF contains a statewide list of emergency centers. Child care providers with urgent needs may contact their corresponding center.
The Centers for Disease Control & Prevention - The CDC has created a page specifically for child care providers. You'll find these additional considerations are intended to provide guidance for a range of child care programs. This is information contained within the CDC's school & child care guide.
Citizens of our region will soon receive government stimulus checks. West Central Initiative has word that some recipients will donate all or a portion of their windfall to local charities, small businesses, arts and recovery causes. WCI Director of Development Rebecca Lynn Petersen writes about philanthropy in current times and why this makes sense for some.
As a society, we’re finding joy in doing what we can to make the current situation better, for ourselves and for others. That’s one of the reasons I live in west central Minnesota: we do what we can for our community.