Loan Programs

Child Care Loan

Economic & Business Development Director Greg Wagner is available to talk with you about WCI's forgivable loans for child care providers. Contact Greg at 800-735-2239, or

Child Care Loan Qualifications:

  • Loans up to $3,500 for home-based providers. Center-based providers may be eligible for additional funds.
  • Used to open or retain child care slots in WCI’s nine-county region.
  • Loans are used to make property suitable for child care.
    • Typically, related to improvements for property to be licensed or expand licensed space.
  • Must meet WCI loan guidelines.

Download an application

Contact: Greg Wagner at or call 218-739-2239

Attention: This is not a forgivable child care loan. West Central Initiative's forgivable child care loan program is now closed.